Pada kesempatan ini saya akan membagikan informasi tentang Swift Code atau sering dikenal juga dengan istilah BIC untuk Negara dari beberapa Bank. Karena begitu banyaknya Swift Code yang ada di Dunia, dan setiap Bank di Negara lain juga memiliki cabang, maka saya ambil berdasarkan kode pusatnya saja yang ditandai dengan akhiran huruf "X".
Mengapa saya tidak ambil semua kodenya ? Karena ada berdasarkan pengalaman saat melakukan transfer ke Negara Lain, setiap Bank yang ada di Indonesia kadang tidak memiliki tiga karakter yang sama pada akhir Swift Code. Dengan demikian selama kita memasukan Swift Code dengan akhiran tiga karakter "X" maka bank pusat dari masing-masing negara akan meneruskannya ke Bank Cabang.
Dengan mengetahui kode Bank di Luar Negeri, maka kita dapat dengan mudah untuk menjalankan transfer ke Luar Negeri dengan mengacu pada Swift Code tersebut. Dan dengan huruf "X" tersebut sebagai acuan bahwa bank tujuan yang akan di transfer adalah sebagai Bank Pusat. Hal ini layaknya seperti kita melakukan transfer di Dalam Negeri dengan menggunakan Kode Bank yang dijalankan secara online.
Hanya bedanya disini, untuk waktu penerimaan dalam suatu transfer dipengaruhi oleh metode transfer yang dipergunakan oleh pihak Pengirim dan juga dengan waktu saat menjalankan transfer
Mengapa saya tidak ambil semua kodenya ? Karena ada berdasarkan pengalaman saat melakukan transfer ke Negara Lain, setiap Bank yang ada di Indonesia kadang tidak memiliki tiga karakter yang sama pada akhir Swift Code. Dengan demikian selama kita memasukan Swift Code dengan akhiran tiga karakter "X" maka bank pusat dari masing-masing negara akan meneruskannya ke Bank Cabang.
Daftar Kode Bank Internasional (Swift Code / BIC) dapat anda gunakan saat melakukan transfer ke Luar Negeri
| No | BIC SWIFT CODE | NAMA BANK | NEGARA |
|---|---|---|---|
| 1 | FEBKUS6LXXX | 1ST ENTERPRISE BANK | UNITED STATES |
| 2 | IIIGGB22XXX | 3I INVESTMENTS PLC | UNITED KINGDOM |
| 3 | AFSBUS33XXX | ABACUS FEDERAL SAVINGS BANK | UNITED STATES |
| 4 | ABBYGB2LXXX | ABBEY NATIONAL PLC | UNITED KINGDOM |
| 5 | ABBYGB3EXXX | ABBEY NATIONAL PLC | UNITED KINGDOM |
| 6 | ANTSUS33XXX | ABBEY NATIONAL TREASURY SERVICES LTD US BRANCH | UNITED STATES |
| 7 | ANTSGB2LXXX | ABBEY NATIONAL TREASURY SERVICES PLC | UNITED KINGDOM |
| 8 | ABCEGB2LXXX | ABC INTERNATIONAL BANK PLC | UNITED KINGDOM |
| 9 | EBATBEBBXXX | ABE CLEARING SAS/EBA CLEARING | BELGIUM |
| 10 | EBAPFRPPXXX | ABE CLEARING SAS/EBA CLEARING | FRANCE |
| 11 | EBAPFRPSXXX | ABE CLEARING SAS/EBA CLEARING (SYSTEM OPERATOR) | FRANCE |
| 12 | ADIBUS33XXX | ABU DHABI INTERNATIONAL BANK INC. | UNITED STATES |
| 13 | ACPYUS33XXX | ACUPAY SYSTEM LLC | UNITED STATES |
| 14 | ADAGGB2SXXX | ADAM AND COMPANY PLC | UNITED KINGDOM |
| 15 | ADPGUS33XXX | ADP GLOBAL PROXY SERVICES | UNITED STATES |
| 16 | AEGUUS44XXX | AEGON USA INVESTMENT MANAGEMENT, LLC | UNITED STATES |
| 17 | PHBMMYKLXXX | AFFIN BANK BERHAD | MALAYSIA |
| 18 | AIBBMYKLXXX | AFFIN ISLAMIC BANK BERHAD | MALAYSIA |
| 19 | UBKLGB2LXXX | AHLI UNITED BANK (UK) PLC | UNITED KINGDOM |
| 20 | AIBKUS33XXX | AIB BANK | UNITED STATES |
| 21 | AIBKUS3TXXX | AIB BANK | UNITED STATES |
| 22 | AIGFUS33XXX | AIG FINANCIAL PRODUCTS CORP. | UNITED STATES |
| 23 | AIGIUS33XXX | AIG INTERNATIONAL INC. | UNITED STATES |
| 24 | AIMAUS4HXXX | AIM ADVISORS, INC. | UNITED STATES |
| 25 | AFMICATTXXX | AIM FUNDS MANAGEMENT INC. | CANADA |
| 26 | HELSFIHHXXX | AKTIA BANK P.L.C. | FINLAND |
| 27 | LICOFRPPXXX | AL KHALIJI FRANCE S.A. | FRANCE |
| 28 | RJHIMYKLXXX | AL RAJHI BANKING AND INVESTMENT CORPORATION (MALAYSIA) BHD | MALAYSIA |
| 29 | ATBRCA6EXXX | ALBERTA TREASURY BRANCHES | CANADA |
| 30 | ALLFGB2LXXX | ALLFUNDS BANK | UNITED KINGDOM |
| 31 | ASPKAT2LXXX | ALLGEMEINE SPARKASSE OBEROESTERREICH BANKAKTIENGESELLSCHAFT | AUSTRIA |
| 32 | ALEIGB22XXX | ALLIANCE AND LEICESTER PLC | UNITED KINGDOM |
| 33 | MFBBMYKLXXX | ALLIANCE BANK MALAYSIA BERHAD | MALAYSIA |
| 34 | AIAGATWWXXX | ALLIANZ INVESTMENTBANK AG, WIEN | AUSTRIA |
| 35 | AIBKGB2LXXX | ALLIED IRISH BANK (GB) (AIB GROUP (UK) P.L.C. T/A) | UNITED KINGDOM |
| 36 | AIBKGB2XXXX | ALLIED IRISH BANK PLC. | UNITED KINGDOM |
| 37 | ALMBDKKKXXX | ALM. BRAND BANK | DENMARK |
| 38 | ALPEAT22XXX | ALPENBANK A.G. | AUSTRIA |
| 39 | CRBAGB2LXXX | ALPHA BANK AE LONDON BRANCH | UNITED KINGDOM |
| 40 | ALBLGB2LXXX | ALPHA BANK LONDON LIMITED | UNITED KINGDOM |
| 41 | ARBKMYKLXXX | AMBANK (M) BERHAD | MALAYSIA |
| 42 | ACBBUS6LXXX | AMERICAN BUSINESS BANK | UNITED STATES |
| 43 | AETCUS55XXX | AMERICAN EXPRESS TRAVEL RELATED SERVICES CO.,INC. (TRAVELERS CHEQUE OPER.CTR.) | UNITED STATES |
| 44 | AFNBUS4HXXX | AMERICAN FIRST NATIONAL BANK | UNITED STATES |
| 45 | AIGXUS33XXX | AMERICAN INTERNATIONAL GROUP | UNITED STATES |
| 46 | AGIGUS33XXX | AMERICAN INTERNATIONAL GROUP GLOBAL INVESTMENT GROUP | UNITED STATES |
| 47 | AMIPCATTXXX | AMI PARTNERS INC. | CANADA |
| 48 | AMMBMYKLXXX | AMINVESTMENT BANK BERHAD (FORMERLY KNOWN AS AMMERCHANT BANK BERHAD) | MALAYSIA |
| 49 | AISLMYKLXXX | AMISLAMIC BANK BERHAD | MALAYSIA |
| 50 | AMPBAU2SXXX | AMP BANK LIMITED | AUSTRALIA |
| 51 | AMCIAU2XXXX | AMP CAPITAL INVESTORS LIMTED | AUSTRALIA |
| 52 | ANACGB2LXXX | ANGLO AMERICAN CAPITAL PLC | UNITED KINGDOM |
| 53 | ARABAU2SXXX | ARAB BANK AUSTRALIA LIMITED | AUSTRALIA |
| 54 | ABCOUS33XXX | ARAB BANKING CORPORATION | UNITED STATES |
| 55 | ARNBGB2LXXX | ARAB NATIONAL BANK | UNITED KINGDOM |
| 56 | ALBADKKKXXX | ARBEJDERNES LANDSBANK A/S | DENMARK |
| 57 | ARBUGB2LXXX | ARBUTHNOT LATHAM AND CO., LIMITED | UNITED KINGDOM |
| 58 | USINFRPPXXX | ARCELOR TREASURY SNC | FRANCE |
| 59 | ARVTUS44XXX | ARVEST BANK | UNITED STATES |
| 60 | AFBQMYKLXXX | ASIAN FINANCE BANK BERHAD | MALAYSIA |
| 61 | ABGBUS44XXX | ASSOCIATED BANK GREEN BAY N.A. | UNITED STATES |
| 62 | AFEIUS6LXXX | ASSOCIATED FOREIGN EXCHANGE, INC | UNITED STATES |
| 63 | XASXAU2SXXX | ASX OPERATIONS PTY LIMITED | AUSTRALIA |
| 64 | WAFABEBBXXX | ATTIJARIWAFA BANK (FORMERLY WAFABANK) | BELGIUM |
| 65 | ACLRAU2SXXX | AUSTRACLEAR LIMITED | AUSTRALIA |
| 66 | ACLRAUSSXXX | AUSTRACLEAR LIMITED | AUSTRALIA |
| 67 | ANZBAU3MXXX | AUSTRALIA AND NEW ZEALAND BANKING | AUSTRALIA |
| 68 | ANZBGB2LXXX | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | UNITED KINGDOM |
| 69 | ANZBUS33XXX | AUSTRALIA AND NEW ZEALAND BANKING GROUP LTD. | UNITED STATES |
| 70 | ASLLAU2CXXX | AUSTRALIAN SETTLEMENTS LIMITED | AUSTRALIA |
| 71 | AFFAATWWXXX | AUSTRIAN FEDERAL FINANCING AGENCY | AUSTRIA |
| 72 | MORLGB2LXXX | AVIVA INVESTORS GLOBAL SERVICES LIMITED | UNITED KINGDOM |
| 73 | BFLBUS3MXXX | BAC FLORIDA BANK | UNITED STATES |
| 74 | BAEYGB2LXXX | BAE SYSTEMS PLC | UNITED KINGDOM |
| 75 | BAIDBNBBXXX | BAIDURI BANK BERHAD | BRUNEI D. |
| 76 | MTGSUS6SXXX | BANC OF AMERICA SECURITIES | UNITED STATES |
| 77 | BOFAGB2UXXX | BANC OF AMERICA SECURITIES LIMITED | UNITED KINGDOM |
| 78 | CABOGB2LXXX | BANCA IMI S.P.A. | UNITED KINGDOM |
| 79 | BIMIUS33XXX | BANCA IMI SECURITIES CORP. | UNITED STATES |
| 80 | BREUFR22XXX | BANCA REGIONALE EUROPEA S.P.A. | FRANCE |
| 81 | CAFEUS3MXXX | BANCAFE (BANCO CAFETERO) | UNITED STATES |
| 82 | BFOKUS44XXX | BANCFIRST | UNITED STATES |
| 83 | BBVAGB2LXXX | BANCO BILBAO VIZCAYA ARGENTARIA S.A. | UNITED KINGDOM |
| 84 | BBVAUS33XXX | BANCO BILBAO VIZCAYA ARGENTARIA, NEW YORK | UNITED STATES |
| 85 | BBDEUS33XXX | BANCO BRADESCO S.A. | UNITED STATES |
| 86 | BBOGUS3MXXX | BANCO DE BOGOTA, MIAMI AGENCY | UNITED STATES |
| 87 | BCPLUS33XXX | BANCO DE CREDITO DEL PERU-MIAMI AGENCY | UNITED STATES |
| 88 | CREDUS3MXXX | BANCO DE CREDITO E INVERSIONES, MIAMI BRANCH | UNITED STATES |
| 89 | NACNUS33XXX | BANCO DE LA NACION ARGENTINA | UNITED STATES |
| 90 | NACNUS3MXXX | BANCO DE LA NACION ARGENTINA, MIAMI BRANCH | UNITED STATES |
| 91 | BROUUS33XXX | BANCO DE LA REPUBLICA ORIENTAL DEL URUGUAY | UNITED STATES |
| 92 | BSABFRPPXXX | BANCO DE SABADELL | FRANCE |
| 93 | BSABGB2LXXX | BANCO DE SABADELL S.A. | UNITED KINGDOM |
| 94 | BSABUS3XXXX | BANCO DE SABADELL, S.A. | UNITED STATES |
| 95 | PICHUS3MXXX | BANCO DEL PICHINCHA-MIAMI AGENCY | UNITED STATES |
| 96 | BRASATWWXXX | BANCO DO BRASIL AG | AUSTRIA |
| 97 | BRASUS33XXX | BANCO DO BRASIL S.A | UNITED STATES |
| 98 | BRASUS3MXXX | BANCO DO BRASIL S.A | UNITED STATES |
| 99 | BRASFRPPXXX | BANCO DO BRASIL S.A. | FRANCE |
| 100 | BRASGB2LXXX | BANCO DO BRASIL S.A. | UNITED KINGDOM |
| 101 | BRGSUS33XXX | BANCO DO ESTADO DO RIO GRANDE DO SUL-NEW YORK BR | UNITED STATES |
| 102 | BECHUS33XXX | BANCO ESTADO DE CHILE NEW YORK BRANCH. | UNITED STATES |
| 103 | COSRUS3MXXX | BANCO INTERNACIONAL DE COSTA RICA, MIAMI AGENCY | UNITED STATES |
| 104 | ITAUUS3MXXX | BANCO ITAU EUROPA INTERNATIONAL | UNITED STATES |
| 105 | ITAUGB2LXXX | BANCO ITAU EUROPA, LONDON BRANCH | UNITED KINGDOM |
| 106 | ITAUUS33XXX | BANCO ITAU S.A. | UNITED STATES |
| 107 | BLAEUS3XXXX | BANCO LATINOAMERICANO DE EXPORTACIONES, S.A. | UNITED STATES |
| 108 | BDERUS3MXXX | BANCO SANTANDER CENTRAL HISPANO INTERNATIONAL | UNITED STATES |
| 109 | BSCHUS33XXX | BANCO SANTANDER CENTRAL HISPANO S.A. NEW YORK | UNITED STATES |
| 110 | BSCHFRPPXXX | BANCO SANTANDER S.A. | FRANCE |
| 111 | BSCHGB2LXXX | BANCO SANTANDER S.A. | UNITED KINGDOM |
| 112 | TOTAGB2LXXX | BANCO SANTANDER TOTTA S.A. | UNITED KINGDOM |
| 113 | BKKBMYKLXXX | BANGKOK BANK BERHAD | MALAYSIA |
| 114 | BKKBGB2LXXX | BANGKOK BANK PUBLIC COMPANY LIMITED | UNITED KINGDOM |
| 115 | BKKBUS33XXX | BANGKOK BANK PUBLIC COMPANY LIMITED, NEW YORK | UNITED STATES |
| 116 | DELEBE22XXX | BANK DELEN NV | BELGIUM |
| 117 | DNBNFIHHXXX | BANK DNB NORD AS | FINLAND |
| 118 | BTVAAT22XXX | BANK FUER TIROL UND VORARLBERG A.G. | AUSTRIA |
| 119 | POALUS33XXX | BANK HAPOALIM B.M. | UNITED STATES |
| 120 | BIBDBNBBXXX | BANK ISLAM BRUNEI DARUSSALAM BERHAD (BIBD) | BRUNEI D. |
| 121 | BIMBMYKLXXX | BANK ISLAM MALAYSIA BERHAD | MALAYSIA |
| 122 | BISLMYKAXXX | BANK ISLAM MALAYSIA BERHAD LABUAN OFFSHORE BRANCH | MALAYSIA |
| 123 | BJSBGB2XXXX | BANK J. SAFRA (GIBRALTAR) LIMITED, LONDON BRANCH | UNITED KINGDOM |
| 124 | JVBABE22XXX | BANK J. VAN BREDA AND CO NV | BELGIUM |
| 125 | LUMIGB22XXX | BANK LEUMI (UK) PLC | UNITED KINGDOM |
| 126 | LUMIUS3NXXX | BANK LEUMI USA | UNITED STATES |
| 127 | BMRIGB2LXXX | BANK MANDIRI (EUROPE) LIMITED | UNITED KINGDOM |
| 128 | BMMBMYKLXXX | BANK MUAMALAT MALAYSIA BERHAD (6175-W) | MALAYSIA |
| 129 | BNINGB2LXXX | BANK NEGARA INDONESIA (PERSERO) P.T., LONDON BRANCH | UNITED KINGDOM |
| 130 | BNINUS33XXX | BANK NEGARA INDONESIA (PERSERO) PT., NEW YORK AGENCY | UNITED STATES |
| 131 | BNMAMYKLXXX | BANK NEGARA MALAYSIA | MALAYSIA |
| 132 | AABAFI22XXX | BANK OF ALAND PLC | FINLAND |
| 133 | BOFAMY2XXXX | BANK OF AMERICA, MALAYSIA BERHAD | MALAYSIA |
| 134 | BOFAUS3MXXX | BANK OF AMERICA, N.A. | UNITED STATES |
| 135 | BOFAUS3NXXX | BANK OF AMERICA, N.A. | UNITED STATES |
| 136 | BOFAUS6HXXX | BANK OF AMERICA, N.A. | UNITED STATES |
| 137 | BOFAUS6SXXX | BANK OF AMERICA, N.A. | UNITED STATES |
| 138 | BOFAGB22XXX | BANK OF AMERICA, N.A. LONDON | UNITED KINGDOM |
| 139 | BOFAFRPPXXX | BANK OF AMERICA, N.A. PARIS | FRANCE |
| 140 | BOFAAUSXXXX | BANK OF AMERICA, N.A. SYDNEY | AUSTRALIA |
| 141 | BOFACATTXXX | BANK OF AMERICA, NATIONAL ASSOCIATION, CANADA BRANCH | CANADA |
| 142 | BARBGB2LXXX | BANK OF BARODA | UNITED KINGDOM |
| 143 | BARBUS33XXX | BANK OF BARODA | UNITED STATES |
| 144 | BRBAGB2LXXX | BANK OF BEIRUT (UK) LTD | UNITED KINGDOM |
| 145 | BCANCAW2XXX | BANK OF CANADA | CANADA |
| 146 | BCEYGB2LXXX | BANK OF CEYLON | UNITED KINGDOM |
| 147 | BKCHGB2LXXX | BANK OF CHINA | UNITED KINGDOM |
| 148 | BKCHUS33XXX | BANK OF CHINA | UNITED STATES |
| 149 | BKCHAU2AXXX | BANK OF CHINA (AUSTRALIA) LIMITED | AUSTRALIA |
| 150 | BKCHCATTXXX | BANK OF CHINA (CANADA) | CANADA |
Dengan mengetahui kode Bank di Luar Negeri, maka kita dapat dengan mudah untuk menjalankan transfer ke Luar Negeri dengan mengacu pada Swift Code tersebut. Dan dengan huruf "X" tersebut sebagai acuan bahwa bank tujuan yang akan di transfer adalah sebagai Bank Pusat. Hal ini layaknya seperti kita melakukan transfer di Dalam Negeri dengan menggunakan Kode Bank yang dijalankan secara online.
Hanya bedanya disini, untuk waktu penerimaan dalam suatu transfer dipengaruhi oleh metode transfer yang dipergunakan oleh pihak Pengirim dan juga dengan waktu saat menjalankan transfer
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